Louis Economic Development Partnership, the St. Louis Development Corporation, and a coalition of 10 St. Louis banks are offering a zero-loan program for small businesses in the city of St. Businesses are eligible to apply for loans of up to $5,000 for working capital. KIVA LOANS FOR U.S. STLP Business Finance Resources - Our team has access to the vast resources of the St. Louis Economic Development Partnership, along with many other regional resources such as mentoring and training programs. STLP Business Finance.

1. St. Louis Small Business Financing Guides
2. St. Louis Small Business Financing Guideline
3. St Louis Small Business Loans
4. St. Louis Small Business Financing Guidelines

Don't Face Your Business Challenges Alone!

We'll listen to your business challenges, analyze opportunities and offer business coaching. For free! We have over 70 mentors locally and hundreds of email mentors nationally who've 'been there, done that'. We know what you are going through!

SCORE Helps Business Owners Succeed

At SCORE St. Louis our mission is to “Help start, build, and grow small businesses through education provided by our team of experienced business professionals.” We offer free business counseling and resources, low-cost workshops, and free business consulting services.

Whether you're starting a business, preparing for a loan, or have existing business issues or opportunities, SCORE mentors are ready help.

Eastern Missouri / Southwest Illinois

Whether you’re just starting out, in business, or ready to sell or retire, you can get FREE, confidential, business advice from expert advisors committed to helping you succeed. Meet face-to-face in one of our mentoring locations or connect with one of our online mentors.

Register today for our no- or low-cost business training. We provide education on a variety of business topics including marketing, finance and accounting, management, and others. Get instruction from a local expert and connect with other business owners in the community.

If you’re looking for free, local business templates, guides, blogs or other helpful tools, SCORE is your destination. Browse our resource library to get the latest in small business strategies and trends. Use the information you find in the library to grow your business knowledge.

See SCORE Business Owners Success in Action!

Discover how to start, build, and grow your businesses with the help of our team of experienced business professionals. We offer free business counseling and resources, low-cost workshops, and free business consulting services.

Whether you're starting a business, preparing for a loan, or have existing business issues or opportunities, SCORE mentors are ready help.

FIND OUT ABOUT SMALL BUSINESS LOANS

BANKING CONSULTANTS CAN SAVE YOU MONEY AND HEADACHES!

WE BROKER ACQUISITIONS & CONSULT ON YOUR SMALL BUSINESS LOANS

When you are looking for funding to purchase a business, get a line of credit, or get a loan for your established business, our advisors will walk you through the funding process. When you walk into traditional financial institutions, you are putting faith into your commercial lender to get a loan approved by their loan committee. A commercial loan officer is essentially just a salesperson. In contrast, our advisors do not just go to one, two or three local financial institutions to get you a loan, they go to several financial institutions around the United States looking for the right bank to get you the funding you need to buy a business.

There is a misconception that using a banking broker will cost you more in terms of the loan. But that simply isn't true.

A broker will actually get you the best possible rate and have banks competing for small business loans.

Do you go to just one car dealer, or do you go to several that offer the same car? Chances are you go to several because you want the best deal. That is what our loan consultants do on your behalf.

An SBA Loan is one of the best ways to purchase a business. The Small Business Administration offers a variety of loan programs that are tailored for specific purposes.

Getting a loan to buy a franchise can be very challenging. Our loan consultants and brokers can help you get funding to buy a franchise. We know several banks who like to loan on the Franchise Model.

Get the proper financing for your large asset purchases, such as equipment. It is important to have proper funding for your equipment to maximize your business' efficiency.

When your business is ready to purchase a building, warehouse, or investment property, the proper loan can save you thousands of dollars in interest.

Our banking consultants can help you find short-term funding when you need to 'bridge' your finances between two transactions. Bridge loans can be helpful when buying and selling new equipment, property, or buying a business.

St. Louis Small Business Financing Guides

If you have exhausted all of your resources, our team of loan consultants can find private investors to help you get your business off the ground or to get a company out of a tough financial situation.

Meet with a loan consultant after you have submitted an LOI to buy a business. Or call us to meet with a banking consultant if you need a commercial loan. Our loan brokers will learn about your needs and work with our business brokers to assemble your story to present to our network of banks.

Get all of your financial information together so we can put together a complete package to present to the banks. The loan consultant will need at least:

• 3 years of your personal tax returns
• 3 years of business tax returns
• income statements and balance sheets
• accounts receivable and accounts payable
• a personal financial statement
• your resume
• the LOI and your business plan
• This may seem like a lot of information to assemble, but the fact of the matter is, you are asking for money to start a business, buy a business, or help your current business. Providing a comprehensive picture of your situation will help the broker find the best rate for you.

St. Louis Small Business Financing Guideline

At your initial meeting, you will receive a checklist of information needed to get the process moving. Our goal is to get you the funding as fast as possible.

St Louis Small Business Loans

Sit down with your consultant and review the presentation we have put together to present to the banks. Once you approve the package, our consultants will go to work and get you the funding needed to buy a business or improve your business.

Contact a Banking Consultant and Loan Advisor Today

St. Louis Small Business Financing Guidelines

We know how to save you money on interest and obtain loans quickly